Property-Wise
Property-Wise
  • HOME
  • SERVICES
    • Due Dilligence
    • Feasibility Studies
    • Zoning/Planning HBU
    • Acquisitions
    • Capital Advisory
    • Transaction Advice
    • Development Management
  • TYPICAL CLIENTS
    • Rezoned Land Owners
    • Property Developers
    • Private Syndicates
    • Investment Funds
    • Professional Advisors
    • Government Bodies
    • Religious/NFP Groups
  • TEAM
  • More
    • HOME
    • SERVICES
      • Due Dilligence
      • Feasibility Studies
      • Zoning/Planning HBU
      • Acquisitions
      • Capital Advisory
      • Transaction Advice
      • Development Management
    • TYPICAL CLIENTS
      • Rezoned Land Owners
      • Property Developers
      • Private Syndicates
      • Investment Funds
      • Professional Advisors
      • Government Bodies
      • Religious/NFP Groups
    • TEAM
  • HOME
  • SERVICES
    • Due Dilligence
    • Feasibility Studies
    • Zoning/Planning HBU
    • Acquisitions
    • Capital Advisory
    • Transaction Advice
    • Development Management
  • TYPICAL CLIENTS
    • Rezoned Land Owners
    • Property Developers
    • Private Syndicates
    • Investment Funds
    • Professional Advisors
    • Government Bodies
    • Religious/NFP Groups
  • TEAM

CAPITAL ADVISORY (DEBT & EQUITY)

Capital is not simply “approved or declined”. In development, capital is a control system that either supports delivery or destabilises it when costs move, time slips, or valuation assumptions tighten.


Property-wise capital advisory is designed to secure certainty of close and align the capital structure to the project’s risk and program. We support development debt and equity processes through packaging, diligence coordination, tendering and negotiation support, so the funding solution survives real-world delivery conditions.


We do not provide legal, tax or personal financial advice. We work alongside your advisers.

Contact Us

PROJECT EXPERIENCE INCLUDES

WHAT WE DO

CAPITAL STRATEGY

CREDIT COMMITTEE LENS

CREDIT COMMITTEE LENS

  • Define the funding objective and decision point: acquisition, pre-development, construction, refinance, recapitalisation, take-out strategy.
  • Confirm the “deal shape”: asset type, planning status, delivery strategy, program, exit, sponsor profile and capability.
  • Map the viable capital stack by stage and risk: senior debt, structured senior, stretch/mezz, pref equity, JV equity. 
  • Choose the right pathway: single-lender direct, competitive tender, staged funding, or recapitalisation sequence.

CREDIT COMMITTEE LENS

CREDIT COMMITTEE LENS

CREDIT COMMITTEE LENS

  • We build the deal the way credit approves it:
    • downside-first narrative 
    • clear mitigants and covenants that are workable in delivery reality 
    • transparent assumptions and sensitivity impacts
  • We anticipate credit questions before they’re asked.
  • We structure around lender risk appetite rather than forcing a fit.
    We understand private lending and bank credit differences 

DEAL PACKAGING

CREDIT COMMITTEE LENS

PROCUREMENT/TENDER SUPPORT

  • Prepare the project narrative that reads like a credit paper:
  • transaction summary + use of funds
  • site and planning basis (facts vs assumptions)
  • delivery strategy and program
  • market logic / exit positioning
  • downside risks and mitigants
  • controls, reporting, and governance
  • Build a diligence matrix that is actually executable.
  • Create a conditions precedent roadmap
  • Sensitivity framing

PROCUREMENT/TENDER SUPPORT

NEGOTIATION SUPPORT (WITH YOUR LAWYERS)

PROCUREMENT/TENDER SUPPORT

  • Structured market engagement 
  • shortlist strategy based on stage, asset type, planning status, sponsor profile and timeline
  • information memorandum / lender pack distribution
  • controlled Q&A and addenda process
  • Information control to protect momentum
  • Term comparison table
  • economics: interest, fees, line fees, establishment, legal, due diligence costs
  • leverage: LVR/LTC/NRV mechanics, valuation basis, haircut assumptions
  • covenants: interest cover, cost-to-complete, pre-sale/leasing hurdles, net worth tests
  • controls: cash management, draw process, contingency treatment, variation approvals
  • reporting: frequency, required certifications, monitoring surveyor role
  • reserves: interest reserve, capex reserve, contingency lockbox logic

NEGOTIATION SUPPORT (WITH YOUR LAWYERS)

NEGOTIATION SUPPORT (WITH YOUR LAWYERS)

NEGOTIATION SUPPORT (WITH YOUR LAWYERS)

  • Commercial negotiation on the levers that matter:
  • draw conditions, QS sign-offs, cost-to-complete mechanics
  • contingency quantum and controlled release framework
  • variation/overrun approval thresholds
  • reporting cadence and decision rights
  • staged funding triggers
  • refinance/take-out flexibility and extension options
  • Align documentation intent to delivery reality (without giving legal advice):
  • ensure covenants are measurable and practical
  • avoid “technical default traps” created by ambiguous definitions
  • ensure security and controls match the actual project risk profile
  • Coordinate with solicitors so negotiation is fast and consistent:
  • term sheet, HOA and documentation pathway
  • CP tracker integrated with legal workflow

CLOSE MANAGEMENT SUPPORT

NEGOTIATION SUPPORT (WITH YOUR LAWYERS)

NEGOTIATION SUPPORT (WITH YOUR LAWYERS)

  • CP tracker + close checklist with owners and deadlines:
  • keep momentum and accountability across consultants and legal
  • identify blockers early and resolve before they become timing-critical
  • Align third-party inputs to prevent last-minute friction:
  • QS cost plan updates and contingency methodology
  • valuation basis and assumptions consistency
  • planning pathway evidence and any conditionality
  • program critical path and procurement readiness
  • Stakeholder updates (owners/investors/board):
  • decisions required
  • risks and mitigants
  • timeline status and next gates
  • Settlement / first draw readiness:
  • ensure draw mechanics and reporting are operational, not theoretical
  • establish ongoing reporting cadence immediately post-close

ONGOING LENDER-READY GOVERNANCE

ONGOING LENDER-READY GOVERNANCE

ONGOING LENDER-READY GOVERNANCE

  • Monthly reporting pack (cost/program/risk/decisions required) suitable for capital partners
  • Variations and contingency governance (protects fundability mid-delivery)
  • Reforecasting and sensitivity refresh as conditions change (time/cost/value)

WHO THIS IS FOR

ONGOING LENDER-READY GOVERNANCE

ONGOING LENDER-READY GOVERNANCE

  • Developers, syndicates and landowners needing development funding certainty in NSW
  • Projects where terms and timing matter as much as headline pricing
  • Situations requiring professional packaging and discipline for counterparties

FREQUENTLY ASKED QUESTIONS

Development finance advisory supports the strategy, packaging and execution of funding for acquisitions, pre-development, construction and recapitalisation, across debt, equity and across the capital stack as relevant.


 Yes. Alongside strategic advisory, packaging and process support, and work alongside your licensed professionals. We focus on improving certainty of close and aligning capital structures to delivery realities.


Common reasons include inconsistent assumptions, incomplete cost/program inputs, unclear planning basis, valuation basis changes, weak contingency logic, and conditions precedent not managed with discipline.


We apply a sponsor, credit and transaction decision lens, packaging opportunities the way they are actually assessed, stress-tested and conditioned in real credit processes. This reduces surprises and improves close probability. 


Yes. Where appropriate, we structure a controlled market approach, coordinate Q&A, compare terms apples-to-apples, and support negotiation alongside legal advisers.


It depends on stage, but usually includes planning pathway evidence, QS/cost logic, program credibility, clear assumptions, risk/mitigants, and a deliverable governance/reporting framework.


 

Yes. We focus on survivability: controls, covenants, draw conditions, contingency treatment, reporting, and flexibility—because these determine whether funding holds under delivery pressure.


 Yes, where appropriate. We help clarify the pathway, package evidence, and align steps to what capital providers typically underwrite (without overpromising outcomes).


Trying to force a structure before the diligence and pathway are coherent. We align feasibility, planning governance and delivery reality first, then capital closes faster and cleaner.


 A lender/investor-ready narrative: downside framing, mitigants, controls, decision gates, and consistent assumptions.


 Credit-grade packaging, disciplined DD sequencing, clear CP roadmaps, and negotiation support on controls and reporting.


 Yes. CP roadmap and tracker to protect timelines and reduce surprises.


 We compare economics, leverage mechanics, covenants, controls, reporting, CPs and reserve logic, not just headline rate.


 Because they determine survivability when time/cost move. Poor controls can create “technical default traps”.


 Yes, by aligning planning, scope, cost plan and program assumptions to what credit typically underwrites.


 Yes, pathway, timing and evidence base required to execute cleanly.


We help ensure assumptions are consistent and evidence-led; formal valuations are completed by licensed valuers.


They are leverage measures that affect fundability, terms and contingency expectations.


We support commercial negotiation alongside your lawyers; we do not provide legal advice.


We apply sponsor and credit committee style thinking and transaction discipline, improving certainty, not just introductions.


Depends on inputs and complexity; we accelerate timelines by sequencing DD and CPs properly. This process should be commenced as early as there is certainty on progress to next project milestone.


Capital strategy memo, lender/investor pack, DD matrix + CP roadmap, term comparison and close tracker. 


 Yes, triage to determine likely fundability constraints and the key evidence required.


CONTACT US

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Message us on WhatsApp

Office 3, Level 1, 12 Churchill Ave, Strathfield NSW 2135, Australia

Copyright © 2026 Property-Wise - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept